Reward Checking®

Classic Bank offers this free checking account that pays you high interest without asking for a monthly fee. Instead, we'll give you 2.02% APY and ATM fee refunds nationwide*, all just for doing a few everyday things you most likely already do.

Stop dealing with fees and start getting rewarded. Open your Reward Checking account today!


  • 2.02% APY* on balances up to and including $15,000.99 when qualifications are met
  • 0.96% to 2.02% APY on balances over $15,000 depending on balance in account*
  • 0.05% APY if monthly qualifications aren't met
  • Nationwide ATM fees automatically refunded*
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free online banking with bill pay
  • Free e-statements
  • Free mobile banking
  • Free Visa® check card
  • Unlimited check writing
  • $50 minimum to open
  • Receive a thank you gift just for opening the account
  • FDIC insured

To receive the high Annual Percentage Yield and ATM fee refunds nationwide, simply perform these everyday activities each monthly qualification cycle:

  • Receive all account related disclosures and monthly statements electronically (e-statement)
  • Have at least 10 debit card purchases post and clear per monthly qualification cycle
  • Have at least one automatic payment or direct deposit post and clear
  • Provide and maintain a valid email address


Available on personal accounts

Nationwide ATM fees automatically refunded when monthly qualifications are met.

*Earn 2.02% Annual Percentage Yield (APY) on balances up to $15,000.99 and 0.96% - 2.02% APY on balances over $15,001.00 and refund of ATM fees when you meet the following qualifications: have at least ten (10) Visa Check Card Point of Sale (POS) transactions (excludes ATM transactions) post and clear per monthly qualification cycle; provide and maintain a valid email address; receive your monthly statement electronically and pay one bill via auto draft or have a direct deposit per monthly qualification cycle. When eligibility qualifications are not met, you will earn 0.05% APY on entire account balance and nationwide ATM fees will not be refunded. APY accurate as of 11/1/18 and may change after the account is open. $50 minimum balance to open account.