Keep fees at bay with a Free Checking account from Classic Bank!

There's no minimum balance, no monthly fees, and you get free Internet Banking with Bill Pay. Get your own free account today.

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Account Terms & Conditions

Classic Bank is a community bank serving the residents of the state of Texas. On-line account opening is available only to residents of Texas.

  • Free electronic monthly statement *
  • No minimum balance
  • No monthly maintenance fees
  • Unlimited transactions
  • Free Visa® CheckCard
  • Unlimited checkwriting
  • Free Internet Banking & Bill Pay
  • $400 Overdraft Bounce Protection**
  • $100 minimum to open
  • FDIC insured

*Qualification- Must receive statement of account electronically (eStatement). If you do not enroll for eStatements within 30 days of opening this account, your account will automatically convert to a Statement Checking account and be subject to a $3.00 service charge if minimum balance of $500.00 is not maintained.

**See "More Information" tab above for full details.

More Information

$400.00 Bounce Protection Overdraft limit granted after account has been in good standing for 30 days. The $400.00 is inclusive of all Overdraft item charges. Bounce Paid Overdraft item fee of $25.00 imposed for each Bounce Paid Overdraft item. A fee may be imposed for paying overdrafts created by check, in-person withdrawal, ATM, POS, or other electronic means. You must bring account to a positive balance at least every 30 days. Typically, overdrafts will not be paid if account is not in good standing, you are not making regular deposits, or you exceed the predetermined Bounce limit. Payment of overdrafts is discretionary and we reserve the right not to pay.