Classic Bank

You're invited to experience the ease and convenience of Classic Bank's Internet banking service, the latest in a long line of customer service innovations brought to you by Classic Bank. It's easy to get started. All you need is a PC at your home or office and access to the Internet! Just log on to the Internet through your Internet service provider. From there, you have all the latest information at your fingertips!

Get a complete summary of your existing accounts!

Transfer funds between your accounts!

Check activity detail in your account!

Get convenience and control when paying your bills. Save on stamps, envelopes, and late fees by paying your bills to anyone at anytime, anywhere within the United States by using online bill pay. All you need is a Classic Bank checking account and a valid email address. Sign up today by calling your Classic Bank branch or by completing the online bill pay application below.

Pay your bills in one place.

Pay anyone that you would normally pay by check.

Set-up one-time or recurring payments—days, weeks or even months in advance. You let us know whom to pay and when, and we take care of the rest. Make payments from any of your Classic Bank checking accounts.

Add or delete payees at your convenience.

Search for a specific payment with Payment History Search feature.

Receive your account(s) statements electronically rather than the U. S. Postal Service. eStatements look like your original paper statement except they are electronic. eStatements can be viewed, printed or saved to your hard drive. An alert will be automatically emailed to you advising you that your eStatement is available for viewing on our secure website.

eStatement Requirements

You must be a Classic Bank Internet Banking customer.

Adobe Acrobat Reader® version 6.0 or higher is required to open your statement. (If you do not already have Adobe® Acrobat Reader, please go to www.adobe.com to download the latest version.)

It is recommended that you use the latest browser version available that supports 128 bit SSL Encryption.

Classic Bank allows the customer to utilize self-enrollment for Internet Banking. The customer will be required to set up their own user ID and password during the enrollment process.

For your protection, so that we may research your request for an account and validate your confidential account information, an individual login ID will be utilized.

Also for your protection, your online account will be disabled should you exceed the allowed number of logon attempts.

Your user password will be authenticated during the login process. You may change your user password as often as you like and will be prompted to make such a change periodically. Your login ID will never change.

For additional security, your PC banking session will be terminated should there be an extended time of inactivity. This will help prevent anyone from using your computer if you step away from your desk or office. Once logged off, you may simply re-authenticate yourself by entering your password and login ID at the login page.

Classic Bank will not, at any time, ask for your login password. If anyone calls or contacts you via e-mail to request this information, do not give it to them; contact the bank immediately.

Classic Bank has an approved list of browsers based on their accommodation of specific security requirements.

Netscape Secured Socket Layer (SSL)
Netscape Communications developed SSL to ensure private and authenticated communications. Your PC banking session will utilize the SSL to secure the transaction from your browser and the web server. Once a secure session is established, the data cannot be monitored by other users on the Internet.

The SSL language works with all other Internet languages so you are not limited as to its use. A higher level application protocol can transparently layer on top of the SSL Protocol. The SSL Protocol can negotiate an encryption algorithm and session key as well as authenticate a server before the application protocol transmits or receives its first byte of data. All of the application protocol data is transmitted encrypted, ensuring privacy.

Encryption
Encryption is the actual turning of words and numbers into a coded language that can only be read by you and the bank. If the key in the lower left corner of your screen appears filled or enclosed in Netscape Navigator and the lock appears solid in Microsoft Explorer, you will know your information is being encrypted. When not in a secure session, Netscape's key appears broken and Microsoft's lock does not appear at all.

Cookie
A cookie is a way for our secured server to establish a login or session ID with you each time you authenticate connectivity. We will place a cookie within your browser each time you sign on. Your browser may allow you to accept cookies with or without warning. If you select without warning, you will be unaware of this extra security precaution. If you have asked to be warned, simply click on accept. The cookie allows us to maintain continuity in a series of requests and responses. A cookie is information that the server (actually a CGI application at the server) puts in the HTTP header that accompanies its response to a browser request. The browser can then store this information and send it back in any additional requests related to the whole transaction or series of requests and responses.

This additional precaution prevents your session from being "taken over" if the SSL or encryption failed; either of which extremely unlikely. However, we pride ourselves on the measures taken to protect your information.

Secured Environment-Advanced Firewall Technology
Our computer system does not connect directly to the Internet. It is isolated from the Internet network via routers, filters, and a firewall. A firewall is a device that controls access to the bank's computer via the Internet. This firewall adheres to the standards set forth by the NCSA (National Computer Security Association). Use of the firewall allows only valid HTTP traffic to reach the web server. Further protection is provided by yet another set of firewalls that sit between the web server and the application server.

State-of-the-Art Security Monitoring Software
Our security monitoring software provides continuous monitoring and auditing of all transactions originating or terminating on our connection to the Internet.

Trusted Operation System
Our provider is constantly reviewing the latest in software and hardware technology to provide you with the best defense possible against intrusion.